Fixed and Variable rate borrowing options
Experienced Relationship Management team spread across the UK
Specialist sector knowledge
Clear, transparent and competitive pricing
UK-based call and business processing centres
At Unity Trust Bank, we provide finance for businesses and organisations that want to create a better society.
If you need a business loan to help your organisation deliver real change, we can support you in a variety of ways including:
Short-term cash flow support to help cover unexpected payments.
An agreed amount subject to a credit assessment and demonstrated need.
Contact us to apply for an overdraft** or to find out more.
** Overdrafts are subject to our eligibility criteria. Please refer to our Key Features Document for more information.
If the security provided is against a property or assets that you own, please remember that these may be repossessed if you do not keep up repayments on your loan.
Fixed Rate Lending
Fixed Rate Loans provide certainty as your loan repayments will not increase if interest rates rise during your fixed period. However, if interest rates fall during your fixed term period you will not benefit as your repayment amount will not decrease.
Variable Rate Lending
If interest rates fall during the term of your loan, the amount you pay will decrease.
However, if interest rates rise, your repayments will also increase which may impact the affordability of the loan.
Standards of Lending PracticeAs a lender we have commited to follow the Standards of Lending Practice for business customers. By adhering to the Standards we are demonstrating a commitment to ensuring that our customers are treated fairly.
“I like the fact that Unity Trust Bank helps people who help other people. Dentistry is a business but we’re also helping people with their teeth and self-esteem.
"Some lenders just see things from a business point of view, but Unity are very supportive of what we’re trying to achieve. I also like the personal service they offer.”
James Cooper Briggate Dental
"I had heard that Unity Trust Bank helped businesses that support local communities. After my initial meeting with Relationship Manager, Scott, I felt confident in his ability to guide me through my first pharmacy acquisition. Scott’s communication and timely advice assisted in keeping all parties involved in the lead up to successfully finalising the deal on time.
"I’m delighted to work with Unity as their values are very similar to mine; I’m also trying to help the local community and offer more services to those in need."
Clare Brogan Broom Community Pharmacy
"Mike and the team have been incredibly supportive throughout this process. It is always a squeeze getting innovative projects like this over the line. Having a supportive banking partner like Unity who believe in what we are trying to do is crucial."
David Nugent Canopy Housing
“I’m delighted to refinance with Unity. They are a very good fit for my portfolio from a social marketing side. Other banks were interested, but the whole bureaucracy of asking for something and it taking six months to sort out put me off. I like the old-fashioned way of being able to speak to someone and it getting done immediately.”
Danielle Hignett Hazel Tree Montessori Nursery
“When my loan agreement came up for renewal, I decided to switch to Unity as it gave my business the ability to grow at the pace I want. Unity offers a new concept in banking – it’s entrepreneurial, has good ethical grounding and an appetite for things that are relevant in the marketplace.”
Lyndsay Grant Little Learners
If your organisation is committed to doing good in your community,
we’re always ready to discuss how we might be able to help.
