Unity Trust Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is listed in the Financial Services Register under number 204570. Unity Trust Bank plc is a company incorporated in England and Wales with company number 1713124. Registered office: Four Brindleyplace, Birmingham B1 2JB. VAT Number: 396 0101 10.
Unity Trust Bank is committed to making sure that you have full details about our products and services, and your rights and responsibilities.
Unity Trust Bank is a member of UK Finance. For further information, visit www.ukfinance.org.uk.
Unity Trust Bank is a member of the Banking Standards Board. For further information, visit www.bankingstandardsboard.org.uk.
Unity Trust Bank subscribes to The Standards of Lending Practice for business customers, issued by the Lending Standards Board. Learn more about our Statement of Lending Borrower Responsibility which can be found here.
If your loan application is declined by the Bank you are entitled to appeal against the decision within 30 days of the loan application being declined, by writing to:
The Chief Executive Officer, Unity Trust Bank, Four Brindley Place, Birmingham, B1 2JB.
You should set out fully the reasons for your appeal and enclose any additional information you may have to support your case.
Unity Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For further information, visit the FCA’s website at www.fca.org.uk or learn more on the PRA’s website here.
Your Unity Trust Bank account balance (up to £85,000) may be protected by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Many depositors – including most individuals and small businesses – are covered by the scheme.
Unity Trust Bank adopts a zero tolerance approach to bribery and corruption and is committed to ensuring adequate procedures to prevent bribery are enforced within the Bank, in accordance with the Bribery Act 2010. We have comprehensive internal policies in place to cover anti-bribery, corruption and whistle blowing.
If you discover or suspect that a breach of Unity Trust Bank’s policy or a criminal activity such as bribery, theft or fraud is being planned, is being committed or has occurred, you are able to report it via Unity Trust Bank’s Chief Risk Officer, who can be contacted on 0345 140 1000.
Our General Terms and Conditions and Standard Service Tariff form part of the agreement between you and Unity Trust Bank. Read here for more.
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.
