Bacs is a secure, cost-effective solution that can help businesses save time and effort with large volumes of payments.
There are two main Bacs payment types:
This is when you give permission for third parties to take regular payments from your account, such as utility companies.
Also known as ‘bank transfers’, this is when third parties transfer money into your account, such as your salary.
To learn more about the range of Bacs-approved services you can use to make or receive payments, visit the Bacs website.
We provide multiple Bacs payment options including the Unity e-Payments service, which is suitable for small and medium-sized organisations. Larger organisations may benefit from our Bacs Direct service. Contact us to discuss your options.
Use our third-party Bacs Bureau service to submit payments and complete processing on your behalf.
To apply for Unity e-Payments, you must meet the below criteria:
Ready to register or want to learn more about Bacs?
A credit limit is required to use this product and your application will be subject to meeting our eligibility criteria. This means we’ll complete a credit check and an assessment of your financial circumstances.
Our tariffs offer you the choice of a Single Payment or a Batch Payment option.
Suitable for customers making up to 74 payments per month.
| Set up* | £300.00 |
| Template | £125.00 |
| Monthly charge | £12.00 |
| Transaction per item** | 48p |
| File submissions (per file) | £2.75 |
| Exceeding agreed credit limit | £100.00 |
* These charges are set by NatWest or other third-party providers.
** This charge applies to all debit and credit payments and AUDDIS transactions. Please note that Unity e-Payment can be used for direct debit collection, however, to do this, you would need to be set up as an AUDDIS originator.
You can find full details of all our fees and charges in our Standard Service Tariff.
Suitable for customers making over 74 payments per month.
| Set up* | £300.00 |
| Template | £125.00 |
| Monthly charge | £28.80 |
| Transaction per item** | 25.2p |
| File submission (per file) | £2.75 |
| Exceeding agreed credit limit | £100.00 |
* These charges are set by NatWest or other third-party providers.
** This charge applies to all debit and credit payments and AUDDIS transactions. Please note that Unity e-Payment can be used for direct debit collection, however, to do this, you would need to be set up as an AUDDIS originator.
You can find full details of all our fees and charges in our Standard Service Tariff.
We have a variety of payment products to suit your requirements. To register for e-Payments or to learn more about our Bacs services:
Complete our online e-Payments form
Contact our UK-based Call Centre via email at: us@unity.co.uk, or call 0345 140 1000
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.
